"I provide professional real estate services, with a focus on homes, farms, small businesses and waterfront properties. Would you like to know what your home is worth? Call me for a free Comparative Market Anaylsis."

 

Purchasing or selling real estate can be a stressful experience if you don't have the tools and knowledge you need to understand the wide range of options, processes, and terms involved.  With knowledge comes power...the power to take control over your real estate buying/selling future and the power to bring security to you and your family.  Let me share my knowledge with you.

Whether you are considering buying or selling a home, land or small business, work with someone who wants to earn your business.  Call me today and experience the benefits that come from receiving exceptional service combined with real world experience.

Thank you for considering my services, I hope to hear from you soon.

~Laura Lee             

p.s.
I am an avid equestrian, with eight horses.  Let me help you find that perfect country property.

"The highest compliment I can ever receive is a referral from my friends and clients"

How to buy a new home
before you sell the one you have now

It's a good time to trade up to a home that suits your circumstances better than the one you have now. Before interest rates go up any more, you will be able to afford a larger mortgage, and your present home will be affordable to a larger group of people.

If you want to buy before selling, you have to decide how to do it before your home equity is available to you. Here are some ways to do it.

* Some home builders offer plans that allow up to 100 percent of the purchase price to be financed by a qualified buyer. If you take this route, financial advisors suggest taking a short-term adjustable rate mortgage (ARM) with an eye toward refinancing when you receive the proceeds of your home sale. 

* You could take a second mortgage on your home to cover the down payment.

* You could take an interest only loan for the new home and refinance after the sale of the home you have now.

* In some cases, you can take a first mortgage on the new home and second mortgage to be paid off when you sell the one you have now. Any second mortgage should be a low-rate ARM.

In all cases, it's important to be realistic about the amount of cash your home will generate. It's better to plan on the low side of what the proceeds may be than to be overly optimistic about the amount of money the sale will bring.

I would be happy to prepare a free professional Comparative Market Anaylsis to help you determine how much equity you have in your current home.  My services are just a phone call away.

~Laura Lee